When you enroll online, you create an individual account where you can view your balances, change your investment mix, make transfers and other transactions. schedule an appointment with a TIAA investment professional or attend a seminar. Investing involves risk, including risk of loss. ; Ph.D., U. of Texas. Ray Bagby, Ph.D., Associate Professor of Entrepreneurship. The Bernard and Anne Spitzer School of Architecture CUNY School of Medicine Colin Powell School for Civic and Global Leadership School of Education The Grove School of Engineering . Our Premedicine Program is designed for those students who desire to attend medical school upon undergraduate degree completion. Owen T. Lind, Ph.D., Professor of Biology. Archives: A treasure trove of Baylor history | BCM Family Works closely with Investigators across the college to evaluate SFIs for conflict of interest and ensure that all research disclosures are completed properly to comply with regulatory requirements. Deposit and lending products and services are provided by TIAA Bank, a division of TIAA, FSB. (1969- 2003)B.A., Louisiana State U.; M.A.,ibid. Institute for Clinical & Translational Research, Feedback - Meeting the Obligation to Our Learners, Compact Between Teachers, Learners, and Educational Staff, Office of Title IX and Gender Discrimination, Comprehensive Academic Management System (CAMS), Faculty Performance Assessment and Development Planning, National Council for State Authorization Reciprocity Agreements, Coach Training for Healthcare Leaders Program. At Baylor Medicine, we create a treatment plan that draws from our storied experience, our collaborative nature and our drive to advance healthcare. You can also contact us online. When you leave your employer, you may be eligible to withdraw your retirement savings. Johanna Guenther, Ph.D., Associate Professor of Nursing. Jane Abbott-Kirk, M.M., Associate Professor of Keyboard Studies. Please refer to your contract or certificate for full details or contact us at. Baylor Retirement Plan - 403(b) | Human Resources | Baylor University If you have not enrolled in the 403(b) Tax-Deferred Investment Plan within 45 days from your date of hire, you will be automatically enrolled in the Plan at a contribution rate of 3% of your pretax eligible earnings. (1967-2017)B.A., U. of North Texas; M.S.,ibid. One- or two-life annuity with guaranteed period, Qualified Domestic Relations Orders (QDRO), Sales charges, purchase, withdrawal and redemption fees for certain investments. (1990)B.A., Baylor U.; M.Ed., U. of North Texas; Ed.D.,ibid. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. (1974-2006)B.M., U. of Illinois; M.S. Request an appointment with an advisor today. Make a selection before beginning enrollment. (1983-2016)B.F.A., U. of Tennessee, M.F.A.,ibid. (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. This may be restricted by the terms of your TIAA contracts. Think about using the Retirement Advisor ToolOpens in a new window to get more insights or call one of our experienced financial consultants to discuss more options at 800-842-2252. ; Ph.D., Pennsylvania State U. J. William Petty, Ph.D., Professor of Finance, Holder of The W.W. Caruth Chair of Entrepreneurship, and Master Teacher. (1976)B.A., Berea College; M.A., Michigan State U.; Ph.D.,ibid. ; Ph.D., Louisiana State U. Tom Potts, Professor of FinanceB.B.A., Baylor U.; M.S., ibid. Your employer will typically allow you to withdraw funds once you've reached 62. Aim to contribute this much (which can include contributions from your employer, if available) throughout your entire working career. 6.3% increase for Dental Plan. Save at least enough to trigger your employer's match (if available), Aim to save a total of 10-15% pre-tax annually, Add incremental increases annually to painlessly boost your savings over time, Contribute as much as you can afford, up to the IRS limit, Get the most from any employer matches (if they're available). Most employers require you to save a certain amount before they will match it when they do, its all extra money! ), Lamar U.; M.S. The information herein is general in nature and should not be considered legal or tax advice. (1983-2015)B.A., Southeastern U.; M.A., U. of Alabama; Ph.D., U. of Nebraska, Lincoln. (1963-1999)B.A., Sul Ross State College; M.A., Columbia U.; M.F.A., U. of Texas. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Ellen K. Brown, M.L.I.S., Associate Professor, University Libraries (1976-2010)B.S., Wayland Baptist College; M.A., Baylor U.; M.L.I.S., U. of Texas. Ronald Beal, LL.M., Professor of Law. How can I see my accounts and perform transactions online? *Guarantees are subject to the claims-paying capability of the insurer. They offer several payment options, including lifetime income. Investing in this manner does not ensure a profit or guarantee against loss in declining markets. PPTX Baylor College of Medicine - Kenyon College Weeks, D.B.A., Professor of Marketing. Baylor College of Medicine | Retirement Benefits - TIAA 1968-71. ; Ph.D., U. of Minnesota. See CV Outline - Promotion. Thomas R Hunt, III, MD, DSc, FACHE Hand/Wrist/Elbow Surgeon - Educator, Author, Innovator - Fmr. ; M.Div. Min., Chicago Theological Seminary; Ph.D., ibid. Roger L. Brooks, Ph.D., Professor of English. Baylor College of Medicine Requirements, Tuition, and More Baylor Retirement Plan Policy - BUPP 461; Baylor Retirement Plan (BRP) Summary of Plan Provisions; 2022 Annual Notice of Right to Participate in 403(b) 403(b) Plan Guide for 2022; Eligibility Requirements. (1984-2014)B.A., Texas A&M U.; M.S., Washington U. in St. Louis; Ph.D.,ibid. (E.E. (2000-2020)B.A., Austin College; M.M., Cleveland Institute of Music. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Then, determine your comfort level with risk and reward. Here is how it works. It's complimentary, thanks to your employer. Southern Baptist Theological Seminary; Ph.D.,ibid. Elisabeth J. Umble, Ph.D., Associate Professor of Management. David Hendon, Ph.D., Professor of History. Baylor College of Medicine and Department Summary: Baylor (www.bcm.edu) is recognized as one of the nation's premier academic health science centers and is known for excellence in education, research, and healthcare and community service. (1979-2020)B.S., U. of Houston; M.S., ibid. An annual TIAA Plan Servicing Fee of $191 is assessed if you maintain a Retirement Choice and/or Retirement Choice Plus account. Lyle C. Brown, Ph.D., Professor of Political Science. (1973-2008)B.S., Oklahoma Christian U. of Science and Arts; M.A., North Texas State U.; Ph.D., U. of Missouri. ; M.S.,ibid. Sue Margaret Hughes, Ph.D., Professor in University Libraries. Retirement annuities can help replace your salary with monthly income thats guaranteed for life. If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour of service. Baylor College of Medicine | Insights - TIAA Tell us about your future goals and well help you plan. When we turn 65, theres an 80% probability that well live to 80, and a 27% chance well reach 95.*. For help and advice, call us anytime at800-842-2252. America's fourth largest city is a great place to live, work and play. (1976-2010)B.F.A., Bethany College; M.F.A., U. of Iowa. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. (1977-2020)B.A., Vanderbilt U.; M.A., Emory U., Ph.D., ibid. McCormick Theological Seminary; D. Learn ways to save and invest to help you prepare for your retirement. (1985-2005)B.S., Southern Methodist U.; M.S.,ibid., Ph.D.,ibid. (1978-2020)B.S., Denison U.; M.S., Baylor U.; Ph.D., Southern Methodist U. Education Programs | BCM - Baylor College of Medicine You can opt for extra features, like loan services. If requested before 2 p.m. you will receive a response today. We realize the enrollment process requires making tough decisions. (1988-2020)B.S., U.S. Military Academy, West Point; M.B.A., U. of South Carolina; Ph.D., ibid. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Dennis Johnston, Professor of Statistical Science (2003-2021)B.S., U. of Texas, Arlington; M.S., U. of Texas; Ph.D., Texas Tech U. Jerry Johnson, Professor of Marketing (1974-2021) B.B.A., Baylor U.; M.B.A., ibid. William Bellinger, Professor of Hebrew Bible/Old Testament (1985-2021). Thomas R Hunt, III, MD, DSc, FACHE - LinkedIn Emeritus Faculty | Office of the Provost | Baylor University (1956-1995)B.S., Auburn U.; M.A., U. of Alabama. Baylor College of Medicine (Superfund Research Program) (1984-2017)B.S., The Ohio State U.; M.S.,ibid. Take advantage of your jobs retirement benefits. David Swenson, J.D., Professor of Law and the George G. Kelly Professor of Law. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. (1986-2000)B.A., Baylor U.; J.D.,ibid. (1986-1987, 1988-2020)B.A., Northern Illinois U.; M.A., U. of Iowa; M.F.A., ibid. Robert H. Ray, Ph.D., Professor of English. (1997-2014)B.S., U. of Texas; M.S., Sacred Heart U.; M.Ph., Columbia U.; Ph.D.,ibid. What types of items do you collect? Thanks to compounding, any earnings on your investments gets reinvested and can potentially earn even more money, and so on. Mutual funds offer systematic withdrawals. These contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Institution makes . Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, Press Alt plus Down Arrow to view menu options. Have an edit or suggestion for this page. (1956-1991)B.S., Baylor U.; M.S., Wichita State U.; Ph.D., U. of Wisconsin. Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. ; M.M.S., U. of Notre Dame; Ph.D.,ibid. (1990-2014)B.A., U. of South Carolina; M.A.,ibid. (1971-2001)B.A., Howard Payne College; M.A., U. of Oklahoma; Ph.D.,ibid. Edwin P. Oxford, Ph.D., Professor of Mathematics. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. (1969-2011)B.S., U. of Texas, El Paso; M.M., U. of North Texas. (2000-2016)B.A., Georgetown College; Ph.D., U. of Texas. People are living longer than ever. (Hon. Its California Certificate of Authority number is 6992. ; D.B.A., U. of Colorado; Ph.D.,ibid. Louisiana Tech U.; M.A., U. of Denver, Ph.D.; Indiana U. Ken-Hsi Wang, Ph.D., Professor of Physics. Is there a tax advantage to owning variable annuities versus mutual funds? ; M.A., Denver Seminary; Ph.D., Texas A&M U. Ann W. Karaffa, Ph.D., Professor of Curriculum and Instruction. Post Graduate Training: 1967-68. Faculty Media . Willis, Ph.D., Professor of Information System. PPTX Baylor College of Medicine - Kenyon College Richard E. Duhrkopf, Ph.D., Associate Professor of Biology. Patricia W. Cook, M.F.A., Professor of Theatre Arts. (1971-2008)B.A., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. Strategic Plan 2024-2028; Strategic Plan 2012-2017; Strategic Plan 2006-2011; Informatics and Information Technology Strategic Roadmap; . (1961-1996)B.A., New Mexico Highlands U.; M.A.,ibid. increase substantially for the following groups: new retirees. (1966-2020)B.A., Baylor U.; J.D., ibid., L.L.M., U. of Michigan. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician For help and advice, call us anytime at800-842-2252. Your employer adopts an Emeriti Retiree Health Plan and Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician To obtain vesting information regarding this plan, contact TIAA at 800-842-2252. Baylor College of Medicine Senior Coordinator, Research Compliance Job (1969-2011)B.A., New Mexico State U.; M.M., U. of North Texas; D.M.A.,ibid. (1986-2021)B.A., Baylor U.; J.D.,ibid. Academy educational grants are open to educators at all levels of development with the condition that applicants must have received a Norton Rose Fulbright award. Founded in 1860, New York Medical College (NYMC), one of the nation's largest private health sciences universities, is the leading academic biomedical research university between New York City and the state capital of Albany, NY. Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. (1965-2000)B.M., Indiana U.; M.M.,ibid. Please consult your legal or tax advisor. (1970-2015)B.A., U. of Texas; M.A.,ibid. (1980-2013)B.S., College of Idaho; M.S., Baylor U.; Ph.D.,ibid. (1982-2020)B.A., Rice U.; M.S., Northwestern U.; M.S., Baylor U.; Ph.D., Northwestern U. Rena Bonem, Ph.D., Professor of Geosciences. (1982-2019)B.A., Baylor U.; M.A., U. of Houston; Ph.D., Northern Illinois U. Darrell S. Vodopich, Ph.D., Associate Professor of Biology. (1994-2020)B.S., Julliard School of Music; M.M.,ibid; D.M.A.,ibid. If 10-15% is an amount you can't afford right now, contribute as much as you can comfortably afford. Baylor has the lowest tuition rates among all private medical schools in the country ($29,900), resulting in an average student-loan debt of $108,136that's $95,000 less than the average for U.S. medical school graduates from private schools and $72,000 less than medical school graduates from public schools, counting medical schools that . For help and advice, schedule an appointment with a TIAA investment professional or attend a seminarOpens in a new window. tax-free . (1980-2020)B.A., U. of Houston; M.A., ibid. By Name By School Faculty Emeriti. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. Emeritus Faculty | The City College of New York (1986-2011)B.S., Texas Woman's U.; M.Ed., Sam Houston State U.; Ph.D., Texas Woman's U. Charles S. Madden, Ph.D., Professor of Marketing. Pre-Medicine. (1973-2011)B.S. (1956-1989)B.A., Baylor U.; M.A., U. of Texas. Take advantage of it. If you make a withdrawal prior to age 59, you may be subject to a 10% penalty in addition to ordinary income tax. (1969-1996)B.M.E., Madison College; M.M., Baylor U.; Ph.D., U. of Texas. The personalized services used most often are: In addition, for more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window which is a good source for additional plan and investment-related information. ; Ph.D., U. of Texas. may. Your principal remains intact while you receive the interest. John D. McClanahan, M.F.A., Professor of Art. Dr. Irwin Yellowitz Last Updated: 04/08/2019 14:37. (1988-2009)B.S.E.E., Texas Tech U.; M.S.E.E., Southern Methodist U.; Ph.D.,ibid. ; Ph.D., U. of Texas. Find out who to contact about enrollment or investing. However, diversification doesn't guarantee against loss. Stephen Heyde, Professor and Director of Orchestral Activities, The Mary Franks Thompson Professor of Orchestral Studies, and Conductor-in-Residence (1984-2021)B.M., Capital U.; M.M., Carnegie Mellon U. Thomas S. Hibbs, Ph.D., Dean Emeritus and Distinguished Professor of Ethics and Culture. Mutual funds offer systematic withdrawals. Then strive to increase that amount by putting raises toward it and small annual increases. (1978-2011)B.S., U. of Texas; M.A.,ibid. (1981-2014).B.A., Connecticut College; Ph.D., Yale U. Barbara L. Bennett, Ph.D., Professor of Music Education. Patricia W. Prewitt, Ph.D., Professor of Educational Psychology. PDF Emeriti Retiree Health Plan for Southern Methodist University - Smu The mutual funds chosen for your retirement savings plan provide the opportunity to focus on specific market segments - all of which offer varying degrees of risk and reward opportunities. D.E. (1981-2015)B.S., East Carolina U.; M.A.,ibid. Richard B. Riley, Ph.D., Professor of Political Science. An annuity is an insurance contract with one or more fixed-rate and variable investment options. Kris K. Moore, Ph.D., Professor of Statistics and Quantitative Business Analysis. Patricia A. Sandra J. Genrich, Ph.D., Professor of Nursing. (1967-2005)B.S. Who can participate in this plan? For Patients & Visitors | Baylor Medicine - Baylor College of Medicine Baylor College of Medicine fosters diversity among its students, trainees, faculty, and staff as a prerequisite to accomplishing our institutional mission and setting standards for excellence in training healthcare providers and biomedical scientists, promoting scientific innovation, and providing patient-centered care. By owning a combination of funds with different investment characteristics, you may be able to offset the poor performance of one asset class with another that is benefiting from an upward trend. Postdoctoral Associate- Epigenetics and Nuclear Organization Annuities are designed for retirement and other long-term goals. If requested before 2 p.m. you will receive a response today. Have an edit or suggestion for this page? There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. Harry Elzinga, Ph.D., Professor of Musicology. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Paul A. McCoy, M.F.A., Professor of Art, Ceramist-in-Residence and Director of The Allbritton Art Institute. Generally, you must show an immediate, significant need that cannot be met with other resources, including loans from your retirement plan. ; D.B.A., Indiana U. Michael W. Mansfield, Ph.D., Professor of Political Science. W. Music, D.M.A., Professor of Academic Studies. Western Illinois U.; M.S., U. of Missouri, Rolla; Ph.D.,ibid. ;ibid. (1962-2000)B.S., Baylor U.; M.S.,ibid. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. (1985-2005)B.B.A., U. of Texas; M.B.A., U. of North Texas; Ph.D., U. of Arkansas, Fayetteville. Charles M. Tolbert, Ph.D., Professor of Sociology. ; Ph.D., U. of Kansas. *Guarantees are subject to the claims-paying capability of the insurer. (1981-1998)B.S., Texas A&M U.; M.S., Arizona State U.; Ph.D.,ibid. Walter C. Holmes, Ph.D., Professor of Biology. Investment decisions should be made based on the investors own objectives and circumstances. ; Ph.D., Texas A&M U. Gary Hardie, Professor of Cello and Coordinator of Strings (1981-2021)B.S., Duke U.; M.F.A., California Institute of the Arts; D.M.A., U. of Iowa. Robert T. Doty, Ph.D., Professor of Mechanical Engineering. (2004-2020)B.S., Tarleton State U.; M.Ed., ibid. Payments from variable accounts will fluctuate based on investment performance. This fee will be deducted proportionally from each investment in your account Quarterly and identified as "TIAA Plan Servicing Fee" on your statements. Password: Use 6 to 20 letters, numbers and/or special characters, Baylor College of Medicine 403(b) Tax Deferred Investment Plan, Baylor College of Medicine 401(a) Retirement Plan, Enrolling is fast and easy: Simply select. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. Contributing even a small amount now can potentially make a big difference by the time you retire. Faculty Senate. Rotating Internship in General Surgery, Internal Medicine, Obstetrics and Gynecology at the Government General Hospital, Madras, India. What is the difference between a mutual fund and an annuity? (1969-2009)B.A., Baylor U.; M.S.W., Louisiana State U; Ph.D., Texas Womans U. Donald R. Edwards, Ph.D., Professor of Management. (1968-1989)B.S., U. of North Texas; M.S.,ibid. Call today to schedule an appointment or fill out an online request form. L. Joseph Achor, Ph.D., Associate Professor of Psychology and Neuroscience. Gary W. Hull, Ph.D., Associate Professor of History. (1985-2003)B.S., The College of William & Mary; Ph.D., U. of Texas. ; Ph.D.,ibid. This practice is called "revenue sharing". G.W.K. Julian F. Watkins II, Ph.D., Professor of Biology. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. 2. (BCM Login Required). Baylor College of Medicine contributes 8% of your base annual earnings to the plan. If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. These payments generally are available to individuals who have attained age 55 but have not yet reached RMD Applicable Age and must begin at least one year prior to reaching RMD Applicable age. ; Ph.D., ibid. | (1973-2011)B.A., Baylor U.; M.A.,ibid. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. Is there a tax advantage to owning variable annuities versus mutual funds? If you're married, you may be required to get spousal consent to receive any distribution option other than a qualified joint and survivor annuity. For employer-sponsored retirement plans, your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age or retire from the plan sponsor, if later. Current curriculum vitae of the candidate. (1945-1969)B.A., Blue Mountain College; M.A., Baylor U. Thomas T. Goforth, Ph.D., W. M. Keck Foundation Professor of Geophysics. (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Mary Margaret Shoaf, Ph.D., Associate Professor of Mathematics. Andy J. Moore, Ph.D., Professor of English. Contribute the maximum annual amount to your retirement savings. ; Ph.D.,ibid. ; Ph.D., U. of Texas. Pre-Medicine | Prehealth | Baylor University Patients may choose to wear a mask, or request that staff or physicians wear a mask while in the exam room. (1971-2016)B.S., Furman U.; Ph.D., Vanderbilt U. Deborah Johnston, Associate Professor of Health, Human, Performance and Recreation (1981-1987, 1988-2021)B.A., Northwest Missouri State U.; M.S.Ed., Baylor U., Ed., U. of Arkansas. Greg Benesh, Professor of Physics. Wickramasinghe Ariyasinghe, Associate Professor of Physics (1988-2021).B.S., U. of Sri Lanka; M.S, Bowling Green State U.; Ph.D., Baylor U. David M. Arnold, Ph.D., Professor and the Ralph Jean Storm Professor of Mathematics. A. Dale Allen, Ph.D., Professor of Management. (1963-1965, 1971-2004)B.S., Hardin-Simmons U.; M.S., Oklahoma State U.; Ph.D.,ibid. (1986-2020)B.S.E., Ouachita Baptist U.; M.S., Southern Methodist U.; Ph.D., Memphis State U. Kenneth T. Wilkins, Professor of Biology (1983-2022)B.A., U. Texas at Arlington; M.A., Texas A&M U.; Ph.D., U. of Florida. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000). (1986-2009)A.B., Wabash College; M.S., U. of Notre Dame; Ph.D.,ibid. (1977-2010)B.A., Randolph-Macon Woman's College; Ph.D., Florida State U. Raymond J. Cannon, Jr., Ph.D., Professor of Mathematics. Professional advice. Berry J. Klingman, M.F.A., Professor of Art. Your Account: Select the account you would like to log in to. J. T. Powers, Ed.D., Professor of Health, Human Performance and Recreation. Emeriti Plan View plan details Take charge of your future today. Terry Maness, Dean of Hankamer School of Business and Professor of Finance (1972-2021)B.A., Baylor U.; M.S., ibid. (1977-2015)B.A., Ohio U.; M.A.,ibid. Payments stop at the end of the period, during which you will have received all your principal and earnings. 1Annuities are designed for retirement savings or for other long-term goals. Elizabeth Farren, Ph.D., Professor of Nursing. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. Patricia D. Wallace, Ph.D., Professor of History. There are a number of important differences between mutual funds and annuities when they are offered under a retirement plan. Select a retirement plan and begin the enrollment process. Lawrence G. Felice, Ph.D., Professor of Sociology. ), Northwestern U.; Ph.D. ; M.Div. (1974-1997)B.A., Biola College; B.D., California Baptist Theological Seminary; M.A., U. of Southern California; Ph.D.,ibid. Otherwise, mutual funds and annuities are treated very similarly when offered as part of your employers retirement plan. Joan Supplee, Ph.D., The Ralph L. and Bessie Mae Lynn Associate Professor of History. (1987-2013)B.S., U. of Oklahoma; M.S.,ibid. For IRAs (other than Roth IRAs), your required beginning date is April 1 of the year following the calendar year in which you reach your RMD Applicable Age. Equal Housing Lender. (1975-2019)B.A., Ohio State U.; M.A.,ibid. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. Baylor College of Medicine contributes 8% of your base annual earnings to the plan. Randy Wood, Professor of Curriculum and Instruction (1985-2021) B.A., Baylor U.; M.Div., Southwestern Baptist Theological Seminary; M.Ed., Texas Christian U.; Ph.D., Baylor U. Pat Neff Hall, Suite 109 Equal Housing Lender. William Hair, Associate Professor and Associate Dean and Director, Central University Libraries (1994-2021)B.S., U. of Tennessee; M.Div., Mid-America Baptist Theological Seminary; M.L.S., Vanderbilt U. D. Thomas Hanks, Jr., Ph.D., Professor of English and Master Teacher. More information about retirement plan fees and expenses is available at TIAA.org/fees. If you do not maintain a Retirement Choice and/or Retirement Choice Plus account and therefore no TIAA Plan Servicing Fee was assessed, your investment revenue share credit will be reduced by the amount of the fee inorder to cover plan administrative services expenses. (1960-1961, 1968-2014)B.A., Baylor U.; M.A.,ibid. ; Ph.D., Texas A&M U. James E. Wood, Jr., Ph.D., The Simon and Ethel Bunn Distinguished Professor of Church-State Studies. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care.